Business & Finance

Financing Contingency vs. Appraisal Contingency

By Joel Maxson – If a contract includes both a financing contingency and appraisal contingency, where does one end and the other begin? There’s substantial overlap in the two contingencies, but they have very different rules. ORLANDO, Fla. – When buyers negotiate a contract that includes both a financing contingency and appraisal contingency, they sometimes have trouble understanding where one…

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Mortgage Rates Drop Below 3% – Lowest in 50 Years

By Kerry Smith – The 30-year, fixed-rate mortgage averaged 2.98% this week, according to Freddie Mac – but any uptick in buyer demand will meet a shrinking inventory of for-sale homes. MCLEAN, Va. – The average 30-year mortgage rate dropped below 3% this week for the first time in at least 50 years. It averaged 2.98% this week, according to…



ARE YOU STARTING 2017 HEALTHY, WEALTHY, AND WISE?

Pausing to reflect on the financial progress you made in 2016 and identifying adjustments for 2017 can help you start the new year stronger than ever. How healthy are your finances? Think of a year-end review as an annual physical for your money. Here are some questions to ask that will help assess your financial fitness. Do you know how…


Kemp, Ruge & Green Law Group

“We Help People!” How are you handling your current situation, and what can we do to help? Your answers are where we begin. Our client focused law firm puts you at the forefront. We keep you informed every step of the way, so you can concentrate on getting yourself back together. Whether you are dealing with an auto accident, personal…


West Pasco Chamber of Commerce Means Business!

Here We Grow Again!   The continued growth in West Pasco is phenomenal.  We are seeing an increase in the number of businesses moving to the area, as well as, as positive changes and growth in the ones that are currently here. In the last 18 to 24 months we have not only seen the growth of businesses along the…


MONEY MATTERS | Unbehagen Advisors

I’m thinking about storing tax and financial documents in the cloud. What should I know? Cloud storage–using Internet-based service providers to store digital assets such as books, music, videos, photos, and even important documents including financial statements and contracts–has become increasingly popular in recent years. But is it right for you? Opinions vary on whether to store your most sensitive…


Community Support All Year Long! | Kemp, Ruge & Green Law Group

ALWAYS SPRINGING INTO ACTION FOR OUR COMMUNITY!  Kemp, Ruge & Green Law Group As a local business owner, it is both a privilege and an expectation to give back to the community that supports me and my firm. Ever since I hung my shingle years ago, I have made sure that charitable donations and sponsorships were integrated into the foundation…